The business model (BM) has become a key concept in banking literature. The topic’s relevance is due to the impact of the crisis on bank profitability and risk levels, leading to new challenges for bank managers, analysts and regulators. The chapter deals first of all with the definition of BM in the management literature; afterwards the focus is on the on bank business model (BBM) and the business model analysis (BMA) literature, also considering the nexus with bank diversification. The point of view of supervisory authorities is critically analysed with specific regard of BMA embedded in the Supervisory Review and Evaluation Process (SREP).

The Business Model of Banks: A Review of the Theoretical and Empirical Literature / Cosma, Stefano; Ferretti, Riccardo; Gualandri, Elisabetta; Landi, Andrea; Venturelli, Valeria. - (2017), pp. 131-167. [10.1007/978-3-319-54894-4_7]

The Business Model of Banks: A Review of the Theoretical and Empirical Literature

COSMA, Stefano;FERRETTI, Riccardo;GUALANDRI, Elisabetta;LANDI, Andrea;VENTURELLI, Valeria
2017

Abstract

The business model (BM) has become a key concept in banking literature. The topic’s relevance is due to the impact of the crisis on bank profitability and risk levels, leading to new challenges for bank managers, analysts and regulators. The chapter deals first of all with the definition of BM in the management literature; afterwards the focus is on the on bank business model (BBM) and the business model analysis (BMA) literature, also considering the nexus with bank diversification. The point of view of supervisory authorities is critically analysed with specific regard of BMA embedded in the Supervisory Review and Evaluation Process (SREP).
2017
The Business of Banking. Models, Risk and Regulation.
Giusy, Chiesini; Elisa, Giaretta; Andrea, Paltrinieri
9783319548937
9783319548944
Palgrave Macmillan
REGNO UNITO DI GRAN BRETAGNA
The Business Model of Banks: A Review of the Theoretical and Empirical Literature / Cosma, Stefano; Ferretti, Riccardo; Gualandri, Elisabetta; Landi, Andrea; Venturelli, Valeria. - (2017), pp. 131-167. [10.1007/978-3-319-54894-4_7]
Cosma, Stefano; Ferretti, Riccardo; Gualandri, Elisabetta; Landi, Andrea; Venturelli, Valeria
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/11380/1145848
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